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We are committed to helping customers that have been unable to secure loans through conventional lending sources. Our free service can help most people.

Frequently Asked Questions

Click on a question of your choice to see the answer.

 Before you apply

Is there an application fee?

What vehicle loan products do you offer?

I want to purchase or refinance a vehicle. Can you use my application from my mortgage loan or do I need to re-apply?

How much can I refinance?

I own my vehicle free and clear; can I refinance the vehicle and take the cash?

How secure is my information?

Are there any hidden fees?



Is there an application fee?
No. We does not charge a fee to apply for a purchase or refinance loan.

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What vehicle loan products do you offer?
We offer simple interest installment loans for the purchase of new and used autos and motorcycles as well as auto refinance. Check our rates or apply now.

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I want to purchase or refinance a vehicle. Can you use my application from my mortgage loan or do I need to re-apply?
You will need to re-apply for the auto or motorcycle loan product you are interested in. We need to make a credit determination based on information contained within your credit report. Apply now.

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How much can I refinance?
You are able to refinance the existing payoff balance from your current lender. You will need to contact your current lender to obtain payoff balance information and an address to send the payoff.

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I own my vehicle free and clear; can I refinance the vehicle and take the cash?
No. You can only refinance an existing vehicle financed with a current lender. Our refinance loans cannot be used for cash-out refinancing.

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How secure is my information?
Once you submit your application it is encrypted for transmission and then stored with industry-leading security on our servers. Netscape Navigator, Microsoft Internet Explorer and other web browsers are compatible with this form of encryption. All the application pages will display the "secure icon" in your browser indicating that the information you enter on these pages will be transmitted securely. Finally, our lenders maintains a rigorous Privacy Policy and contracts for regular, independent audits of our processes and systems to ensure that we adhere to these standards.

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Are there any hidden fees?
No, there are no fees to apply. Apply now.

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