How We Reduce Your debt - Consumer debt
As a consumer to become debt free you may be considering alternatives such as filing bankruptcy or borrowing against your home. We have helped American families and individual to regain control of their financial lives through our debt counseling and debt management program. Consumer Credit Counseler can develop a Debt Management Program to help you get your financial life back on track.
- Develop a debt repayment plan that works for you
- Consumer credit counselor will lower your monthly payments
- We Provide Help For Old/New debt settlements
- Reduce or eliminate late fees and over-the-limit fees
- No More calls from bill collectors
- Consolidating Debt
- Free Sign up : No Obligations Quote
How We Can Help
Our Debt Management Program Is Your Best Solution.
Creditors recognize that those who participate in Debt Management Program are serious about paying their debts, work with your creditors to reduce your minimum monthly payments, asking for the reduction or elimination of interest charges, late fees and over-the-limit fees.
By participating in our Debt Management Program, you can pay off your debts with one simple monthly payment. You can also get Consumer Credit Counseling Service, from Debt counselor, as soon as you Sign Up with NO Obligations.
Consumer Debt Management provides you with a unique solution for your financial situation.
Our professional, certified counselors after Sign Up will assess your financial situation, assist in creating a spending plan, and negotiate the terms of your debts with creditors. By negotiating terms such as
Consolidate unsecured debts into one convenient monthly deposit that will disburse directly to your creditors.
- lower interest rates
- waived of late fees
- more affordable payments
- shorter payoff period.
Your Benefits with Us!
- Save Money with Lower Payments
We work with your creditors to lower monthly payments and reduce interest charges. In some cases, we are also able to re-age your account. This action may stop late fees from accruing to your account.
- Counselors are available 24/7 days a week to help answer your questions or start a counseling session.
What We will do ?
We contact your creditors, after you sign up for same, in the Debt Consolidation Program by sending a proposal to each of your creditors after you pay your one time processing fee and you have submitted all of the documents requested by your credit counselor. This letter advises each creditor that you have sought debt repayment assistance through us and request the creditors support. The proposal letter will identify the following for each creditor:
- Your account number Your total amount of debt
- Your total income Your living expenses
- The names of creditors you enrolled
- Your proposed repayment amount
- The date the creditor may expect payment
- The reason for your plan
What your creditors willing to do ?
Your creditors do not wish to sell your accounts to collection agencies and no longer retain you as a customer. Our Debt consolidation program gives you an opportunity to pay off your debt to your creditors in a timely manner with manageable payments.
Consumer Debt Counseling FAQ
- How do I begin?
To begin on the path to financial freedom, simply complete the online application or call a counselor directly at 1-800-621-7806.
- How long does the process take?
The process is different for every person. However, having your most recent statements available at the time of enrollment can help reduce the process time. The process should take approximately 20 minutes, depending upon the depth of information involved.
- Will my payments and interest be lower than they are now?
Our Debt Consolidation Team with Experts will work with creditors to negotiate reduced monthly payments and overall interest charges. In the initial counseling sessions, your counselor will discuss your individual creditors and their policies on reducing payments and interest rates.
- How many creditors do you work with?
We has an established network within the creditor community. With over years in the credit counseling industry, we have developed strong relationships with many of the nations major credit corporations and collection agencies.
- Is my information submitted through this website secure?
Yes, our company is committed to maintaining your privacy and online confidentiality through Secure Server. We have strict policy to ensure that any information or data that you provide is kept confidential and cannot be used improperly.
- What happens after I have submitted my information? What type of customer support do you provide?
Our professional, certified counselors will assess your financial situation, assist in creating a spending plan, and discuss options for debt repayment.
After your Free Quote Request, our professional counselors are available to guide you to your financial goals. As a client, access to detailed information about your repayment program is available through our customer information line.
- Min. $2,500 debt
- 2 or more accounts.
- A source of income.