When No One with YOU
WE are THERE !
Debt Consolidation       Credit Counseling       Debt Management       Student Loan       Medical Debt      
Debt Consolidation
How it work
How we help
Consumer debt
Avoid bankruptcy
Free credit counseling
Credit card debt help
Debt management plan
Debt consolidation FAQ
Fair debt collection ACT

Students loan debts
Loan debt consolidation
Low interest loan
Federal stafford loan debt
Parents plus loan debt
Private students loan debt
Money management tips

Other Services
Government tax debt
more services ...

Credit Tips
Credit score
Credit history
Improve credit score
Dispute credit report
Credit Terms

Budget setting
Eliminate debt
Consumer law

Common Tips
Tax return info
Interest rates
Tax scam's
Identity theft
Why debt consolidator?

Debt Problem? Call Now 855-446-9107
Get Free Quote - No Obligation

When you're in debt, it can be difficult to see your way out. Fortunately, there is plenty of help available and you have a number of options. Unfortunately, there is no one solution that is right for everybody.

BBB Approved Credit Counseling Agencies that provide the Debt Management Service have helped over 2 million people, however, and many of them found a Debt Management Plan to be the best solution for them. Before you decide, study the pros and cons of the various debt relief options. They can help you sort through the options and make the right choice the one that best meets your needs.
  1. Self-Help Options  (Get free help Online)

    Work with creditors directly to lower interest rates or fees, and negotiate payment plans with each one. Pros :-
    • Could save on some fees or costs common to other debt relief programs.
    • May reduce your total amount of debt owed.
    • Will not negatively impact your credit.

    Cons :-
    • Not likely to provide the same savings as a creditor-recognized debt solution.
    • Can be extremely time-consuming.
    • Does not consolidate debt into one monthly payment.

    Reqeust free help now

  2. A debt repayment plan between you and a Credit Counseling Agency (CCA).  (Get free help Online)

    Pros :-
    • Can drastically reduce interest rates and eliminate late fees.
    • Potential to save up to 57% on your monthly payments.
    • Doesn't adversely affect your credit history.
    • One consolidated payment.

    Cons :-
    • You may not take on any additional debt while on the program.
    • Requires an average commitment of 3-5 years.

    Reqeust free help now

  3. Debt Consolidation Loans  (Get free help Online)

    A loan secured by the equity in your home and used to pay off high-interest, unsecured debt, such as credit cards.
    Pros :-
    • Consolidates your debts at a lower interest rate.
    • Will not negatively impact your credit.
    • One consolidated payment.

    Cons :-
    • Requires a significant amount of home equity.
    • Could put your home and other secured debt at risk.

    Reqeust free help now

  4. Debt Settlement  (Get free help Online)

    A negotiated agreement with your creditors to "settle" your debts, often for significantly less than what you currently owe.
    Pros :-
    • Reduces the total amount you owe to your creditors.
    • May get you out of debt quicker than other programs.

    Cons :-
    • Often requires a large, lump sum cash payment.
    • Negatively impacts credit, since you are not actually repaying your entire debt.
    • Creditors may continue to harass you by telephone.

    Reqeust free help now

  5. Bankruptcy  (Get free help Online)

    A legal process that completely eliminates most debt while protecting certain core assets from seizure.
    Pros :-
    • Most debts are eliminated or restructured under court protection.
    • Key assets can be protected.
    • Relatively quick solution.

    Cons :-
    • Will negatively impact your credit and limit access to credit for up to 10 years.
    • Could require you to sell or liquidate unprotected assets.
    • Bankruptcy requires an attorney and may stay on your credit report for up to ten years.

    Reqeust free help now

How we Works
Sign Up
Contact Us

SignUp Requires
  • Min. $2,500 debt
  • 2 or more accounts.
  • A source of income.
Guide : Debt consolidation Faq    • Select your state    • Debt solutions    • Payday loan    • Articles
Mortgage articles    • Credit terms    • Latest debt news
Calculators : Debt pay off calculator   • APR Calculator   • Amortization Calculator   • Compound Interest Calculator
Credit Card Payoff Calculator   • Loan Calculator   • Mortgage Calculator
Faq: Mortgage Related Frequently Ask Questions    • Home Equity Faq
Fair Debt Collection Practices Act    • Plan to buy Property Out side USA - Read FAQ Here
Others : Other Services    • Testimonials    • Feedback Form    • Site Map      
Resources : Directory   Add URL   1   2   3   4   5   6   7   8   9   10   11   12   13   14
Privacy     License

© & ® 2004-2015    www.KankuRatan.com - Debt Consolidation Services