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A debt management program is designed to get you out of debt more quickly than you could on your own. Typically, these programs lower your interest rate and monthly payment, so more of your payment goes toward reducing your debt.
Debt Management Programs are administered by organizations called credit counseling agencies. A debt management program is not a loan and it is not bankruptcy, which could have long-term negative effects on your credit report. Debt management programs are sometimes referred to as debt consolidation or credit counseling.
How to qualify for the Debt Consoldation service?
It depends on the program. We find many people choose to enroll in our debt management plan to help them get out of debt. To get the most benefit out of this particular plan, most of our clients have:
- 1. At least $2,500 in unsecured debt
- A minimum of two unsecured accounts
What information you need to enroll?
To enroll in one of our debt relief plans, please have:
- Details on your outstanding unsecured debts – gather your most recent monthly statements.
- Details of your monthly expenses and income to help you build a budget.
- Your bank account information if you wish to take advantage of our EasyPay system (recommended).
How much will the debt management plan cost?
Costs may vary based on state regulations and the number of creditors you place on the plan. Clients typically pay a nominal monthly servicing cost to cover recurring expenses. To find out your specific program costs, enter your information here
In unsecured debts there is no tangible property or any other kind of product that is attached to debt.
Unsecured debt includes :
- Collection Agencies
- Credit Cards Debt
- Credit Lines
- Cellular Telephone Bills
- Department Store Cards
- Health Club Memberships
- Legal Bills
- Medical Bills
- Magazine/Record Clubs Fees
- Signature Loans
- Unsecured Personal Loans
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PROGRAM FEATURES
1) Lower monthly payments up to 57%
2) Reduce
interest charges
3) Consolidate
your debts into
one easy payment
4) Pay off
your debt faster
5) Simplify your life
worry less about
money
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SignUp Requires
Minimum $2,500
in unsecured debt.
2 or more accounts.
A source of income.
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