Kankuratan.com is not a lender and does not make loans or credit decisions in connections with any loans, and does not issue commitments or lock-in agreements. We divert the information you provide to match you with our National Network of Lenders, who are professionals at simplifying the process of shopping for a home loan and navigating you through the ups and downs of finding the right loan for your needs.
Information We Collect and How It's Used
Kankuratan.com is committed to protecting your online privacy and security.
Our Lending Partners/ Program Operators collect or use the following anonymous Internet technologies: IP address of visitors to our Web page, Cookies as assigned by this IP address, and Clear Gif's from emails and ad banners. We also collect aggregate information on what pages visitors access or visit, and visitor-specific information on what pages visitors access or visit.
For each visitor to our website, our Web server automatically recognizes the visitor's IP address, but not their email address nor any other personal information. We use the IP address to help diagnose problems with our server and to administer our website. Upon visiting our website, we assign each visitor a unique ID that is used to track visitor traffic patterns within our website. This ID is stored in a Cookie on the visitor's machine.
Also known as Web Beacons or Web Bugs, these tiny graphics inform our Lender Partners if a web page, an email, a banner ad, or other marketing campaign was viewed, opened, or accessed. They help us evaluate what content and campaigns are effective, and help us to manage our content to better serve your needs.
Kankuratan.com does not (and can not) use IP addresses, Cookies, or Clear Gif's to retrieve any personal information about you or other computer users from your computer.
You can freely browse the Kankuratan.com web site at any time without revealing any personal information. However, there are areas on our web site where you may voluntarily provide personal information if applied for any Services.
For example, you may provide personal information for the following situations:
- To share with lenders or brokers for the purpose of receiving information about a product or service in which you are interested.
- To receive information about partnering with Kankuratan.com as an affiliate, lender, broker, etc.
- To register to receive communications from Kankuratan.com
- To share your comments or feedback about our web sites.
Information Sharing and Disclosure
Personal and Demographic Information will only be released to selected third parties in response to your request as specified below. We will not otherwise sell or rent personally identifiable information regarding our visitors to anyone. We do not share this information with any other third parties, and disclose it only in compliance with applicable laws and/or if we are responding to subpoenas, court orders, or other legal processes.
We will only share your personally identifiable information to other companies or people when you have consented to share your Personal Information with us by submitting it for a Lender referral in order to provide the product or service you have requested. (Unless otherwise notified by us, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist you in servicing your request.)
To process your Lender referral request, we require your name, phone number, email address, loan balance(s) (if any), and estimated financial information such as debts, salary, credit, etc. In select cases, a social security number may be requested for particular partners. This information - your Personally identifiable information - is used only by the lenders in our network to provide accurate quotes and to contact you with rates and terms.
Spam is commercial email or unsolicited bulk email which has not been requested by the recipient. You will not receive any email communications unless you submit your email address and register to receive these communications. You may receive third-party emails advertising products and services. We have established firm restrictions that ensure that our offers sent by third-parties are only sent to individuals that have given their permission to the third-party to receive these email communications. If you wish to retract this permission from the third-party, please follow their opt-out instructions.
3Ci Incorporated is a Participant in the TRUSTe Privacy Seal Program. TRUSTe is an independent organization whose mission is to advance privacy and trust in the networked world. As this Web site (www.careonecredit.com) wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices monitored for compliance by TRUSTe.