Privacy Policy
Since 1996, our partner has helped over a million home buyers and current homeowners easily compare their mortgage options for new home purchases, refinance loans, debt consolidation loans, and home equity loans, home equity lines of credit or payday loans. With a simple online form that takes only a few minutes to complete, any consumer can quickly shop for their best available mortgage options (example: Excellent Credit, Good Credit, Fair Credit or Bad Credit; previous Bankruptcy or Foreclosure; low to zero down payments; 15 year or 30 year terms).
Kankuratan.com is not a lender and does not make loans or credit decisions in connections with any loans, and does not issue commitments or lock-in agreements. We takes the information you provide to match you with our National Network of Lenders, who are professionals at simplifying the process of shopping for a home loan and navigating you through the ups and downs of finding the right loan for your needs.
Benefits of using Our Easy Loan Matching Services
- No Application Fee - It's FREE to shop and compare the matched Lenders
- No Obligation - You are not required to accept any home loan offers
- Secured for Your Privacy - VeriSign and TRUSTe verified to protect you
- Multiple Home Loan offers that match your specific lending needs
- Any Type of Credit is OK - Our Lender Network matches all Credit Types
- No SSN (Social Security Number) required to complete our simple matching form (except payday loan)
- Over 700 Lenders & Brokers in our National Network of Home Loan Experts
- Fixed or Adjustable Rates are available
- 1000's of Loan Products available to help you find the best loans for you
- Self Employment is OK - Our Network includes Lenders for the Self Employed
- Home Loan Offers available in all 50 States with Local & National Lender options
- One Easy Form - In only a few minutes we match your needs to the right lenders
We respect your privacy
Our Privacy Policy applies to all sites maintained by other companies and organizations to which we link. Kankuratan.com is not a mortgage lender or broker. The information that you provide to us is not an application for a loan, nor is it used to pre-qualify you for a loan.
Information We Collect and How It's Used
Kankuratan.com is committed to protecting your online privacy and security.
Anonymous Information
Our Lending Partners/ Program Operators collect or use the following anonymous Internet technologies: IP address of visitors to our Web page, Cookies as assigned by this IP address, and Clear Gif's from emails and ad banners. We also collect aggregate information on what pages visitors access or visit, and visitor-specific information on what pages visitors access or visit.
IP Address
For each visitor to our website, our Web server automatically recognizes the visitor's IP address, but not their email address nor any other personal information. We use the IP address to help diagnose problems with our server and to administer our website. Upon visiting our website, we assign each visitor a unique ID that is used to track visitor traffic patterns within our website. This ID is stored in a Cookie on the visitor's machine.
Cookies
Our Partner Lenders use Cookies to record session information and visitor-specific information on what web pages visitors access or visit in order to track the visitor's progress through our web site, analyze system performance, and ensure that visitors are not repeatedly sent the same ads or marketing messages. Cookies expire at the end of the day on which the visit occurred.
Clear GIF's
Also known as Web Beacons or Web Bugs, these tiny graphics inform our Lender Partners if a web page, an email, a banner ad, or other marketing campaign was viewed, opened, or accessed. They help us evaluate what content and campaigns are effective, and help us to manage our content to better serve your needs.
Kankuratan.com does not (and can not) use IP addresses, Cookies, or Clear Gif's to retrieve any personal information about you or other computer users from your computer.
Personal Information
You can freely browse the Kankuratan.com web site at any time without revealing any personal information. However, there are areas on our web site where you may voluntarily provide personal information if applied for any Services.
For example, you may provide personal information for the following situations:
- To share with lenders or brokers for the purpose of receiving information about a product or service in which you are interested.
- To receive information about partnering with Kankuratan.com as an affiliate, lender, broker, etc.
- To register to receive communications from Kankuratan.com
- To share your comments or feedback about our web sites.
Information Sharing and Disclosure
Personal and Demographic Information will only be released to selected third parties in response to your request as specified below. We will not otherwise sell or rent personally identifiable information regarding our visitors to anyone. We do not share this information with any other third parties, and disclose it only in compliance with applicable laws and/or if we are responding to subpoenas, court orders, or other legal processes.
We will only share your personally identifiable information to other companies or people when you have consented to share your Personal Information with us by submitting it for a Lender referral in order to provide the product or service you have requested. (Unless otherwise notified by us, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist you in servicing your request.)
To process your Lender referral request, we require your name, phone number, email address, loan balance(s) (if any), and estimated financial information such as debts, salary, credit, etc. In select cases, a social security number may be requested for particular partners. This information - your Personally identifiable information - is used only by the lenders in our network to provide accurate quotes and to contact you with rates and terms.
Anti-Spam Policy
Spam is commercial email or unsolicited bulk email which has not been requested by the recipient. You will not receive any email communications unless you submit your email address and register to receive these communications. You may receive third-party emails advertising products and services. We have established firm restrictions that ensure that our offers sent by third-parties are only sent to individuals that have given their permission to the third-party to receive these email communications. If you wish to retract this permission from the third-party, please follow their opt-out instructions.
Data Security
We believe that your personal information should remain just that, Personal Information, by providing secure transmission and storing of your information. We always use industry-standard encryption technologies when transferring and receiving consumer data exchanged with our website and web server. This ensures that your personal information (i.e. name, address, etc) is not intercepted. Our services offer all personal data transmission through HTTPS, a secure
Internet communications protocol. Our security certificate is issued by RSA Data Security, Inc. and held by VeriSign, Inc. You may view information about our certificate, from your browser, when you are on a secure page, by selecting "Properties" under the File menu in Internet Explorer, or by selecting "Page Info" under the View menu in Netscape.
When we transfer and receive certain types of sensitive information such as financial or insurance information, we redirect visitors to a secure server and will notify visitors through a pop-up screen on our website.
Since only our web server holds the key, we are the only people who will be able to decrypt your information. Your information is then stored on a server that is separated from the Internet so that no one outside our office can retrieve your information.
We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information, which we have collected from you at our site, under our control.
Changes to this Privacy Policy Statement
We may amend this policy from time to time and we may use visitor information for new, unanticipated uses not previously disclosed in this privacy policy statement. If our information practices change at some time in the future or if we make any substantial changes in the way we use your personal information, we will post the policy changes prominently to our website to notify you of these changes and provide you with the ability to opt-out of these new uses. If you are concerned about how your information is used, you should check back at our website periodically.
Customers may then prevent their information from being used for purposes other than those for which it was originally collected by following one of the options described in the Opt-Out/Choice section below.
|
