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Why Choose Payday Loan Here
- Fast, Online and Secure loan process:-
At PayDay One, we work hard to make getting a loan as fast and secure as possible for you. You can apply for a loan online or by phone in just a few minutes. And we take our responsibility to protect your information seriously. Click here to learn more about the steps we take to protect your personal information.
- State licensed lender:-
Many payday lenders operate outside of the United States in order to avoid federal and state lending laws. You can rest assured that we are US based and authorized to do business in many states. Click here to see a list of the states we currently serve.
- Friendly customer service:-
You - our customer - are the reason we’re here. Our goal is to be the most customer-friendly payday lender around. We promise to treat each customer with respect and honesty and if you ever have a problem, we’ll treat it like our own.
- Great Rate Guarantee:-
Ours is the only payday lender that offers a Great Rate Guarantee -- if you find a lower price from another similarly licensed online lender we'll match it. See the Loan cost & terms page for full details on pricing in your state.
- Fax-free loan process:-
Many online lenders require that you fax bank records and other documents to get approved for a loan. We are the first lender to offer a fax-free loan process. You can get the cash you need without the hassle. Please note that in some states we are required to get a copy of your pay stub.
- Low credit scores are no problem:-
Even if you’ve been turned down by your bank or other payday lenders, you’re invited to apply payday loan right now. You’ll find out in seconds how much cash you can get.
Getting a Payday loan is fast and easy. Here’s how it works:
Our loan application is easy and secure. You can apply online or by phone in just a few minutes. Either way, you’ll get an answer in seconds.
All you need to apply for a Payday loan is an:
- Step 1: Receive funds in your account
- Email address,
- Active checking account,
- A job or regular source of income, and
- you must also be at least 18 years old and a US citizen.
- Step 1:Step 2: Receive funds in your account
- Upon approval, your checking account will be electronically credited the next business day (for all applications completed by 5:00 PM CT).
- Applications received after 5:00PM CT are processed the next day.
Pluse, you’ll have online access to your account 24/7. You can check your balance and make payments with just a few clicks. We’ll even send you email reminders when a payment is due. And if you ever need help, just call or email a helpful Payday Loan specialist.
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